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	<title>Comments on: Visa Balance Protection &#8211; I Should Sleep On It</title>
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	<link>http://www.myfindependenceday.com/visa-balance-protection-i-should-sleep-on-it</link>
	<description>Personal Finance Advice for 30 Somethings and Beyond</description>
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		<title>By: mfd</title>
		<link>http://www.myfindependenceday.com/visa-balance-protection-i-should-sleep-on-it#comment-1111</link>
		<dc:creator>mfd</dc:creator>
		<pubDate>Mon, 15 Jun 2009 17:07:16 +0000</pubDate>
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		<description>Hi Emma,

Ya they do a pretty good job in guilting you into keeping the protection. It became a lot easier to cancel once I learned what they actually covered. I was under the assumption that they would pay off the balance if I became unemployed. It was quite naive about it. I&#039;m glad you&#039;ve decided to take charge and cancel the &quot;protection&quot;. Good work :D</description>
		<content:encoded><![CDATA[<p>Hi Emma,</p>
<p>Ya they do a pretty good job in guilting you into keeping the protection. It became a lot easier to cancel once I learned what they actually covered. I was under the assumption that they would pay off the balance if I became unemployed. It was quite naive about it. I&#8217;m glad you&#8217;ve decided to take charge and cancel the &#8220;protection&#8221;. Good work <img src='http://www.myfindependenceday.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Emma</title>
		<link>http://www.myfindependenceday.com/visa-balance-protection-i-should-sleep-on-it#comment-1110</link>
		<dc:creator>Emma</dc:creator>
		<pubDate>Mon, 15 Jun 2009 17:00:22 +0000</pubDate>
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		<description>I got my credit card along with the balance protection plan a year and a half ago. At first I didn&#039;t want the plan but they convince me into getting it anyways. Months into the plan i realized that I don&#039;t really need it and plus im just a student. My father was like why are you letting them charge you. So i called them a few months back and told them that i want to cancel my plan. Once they heard the word &quot;cancel&quot; they were like acting all concern and they kept on telling me to try it for another month. I kept on saying that i don&#039;t need it but they just kept on saying that i do. Sadly i fell for it and eariler this month i just got so tired of paying for something that i don&#039;t even need. I did a little research on this and find that there are other people who are facing the same issue. So this month Im just going to call them and cancel the plan no matter what they say to me. It makes me mad cause it seems like the customers are losing control over their credit card activities.</description>
		<content:encoded><![CDATA[<p>I got my credit card along with the balance protection plan a year and a half ago. At first I didn&#8217;t want the plan but they convince me into getting it anyways. Months into the plan i realized that I don&#8217;t really need it and plus im just a student. My father was like why are you letting them charge you. So i called them a few months back and told them that i want to cancel my plan. Once they heard the word &#8220;cancel&#8221; they were like acting all concern and they kept on telling me to try it for another month. I kept on saying that i don&#8217;t need it but they just kept on saying that i do. Sadly i fell for it and eariler this month i just got so tired of paying for something that i don&#8217;t even need. I did a little research on this and find that there are other people who are facing the same issue. So this month Im just going to call them and cancel the plan no matter what they say to me. It makes me mad cause it seems like the customers are losing control over their credit card activities.</p>
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