I continue to contemplate getting a new credit card to use in place of my GM Visa card despite the impact it would have on my credit score.  I wanted make sure this is the last time I need to get a new card for a very long time so I ran through a series of questions in my mind. [...]

I currently have 2 credits cards. I have PC Financial Mastercard which is our joint account. I’m not sure what the interest is since we never carry a balance and we collect the points towards food. My second card is a TD GM Visa Card. Now I’m not happy with this card because of the rewards it offers. As I [...]

Recently I’ve been on a quest to cancel all of my unnecessary expenses. This week it was the balance protection on my Visa. It was one of those relics from my youth that sounded like a good idea at the time. Its never really bothered me before since I rarely used my Visa. My America Express Platinum charge card [...]