Kids are almost back to school and some may already be back and parents are looking to save some money . I’ve enlisted the help of a teacher (my wife) to get the inside scoop on how parents can save. Here’s what she came up with:

Say no to binders:  Don’t get your child those big binders since duotangs are [...]

This week I looked at whether price wars make for a good investment. I also had some follow up thoughts on the funemployed and how it will lead to the fall of society as we know it. I know its a bit dramatic but its how I feel about these sort of things. Finally I looked at how hindsight [...]

Ever hear the saying “hindsight is 20 20″? Its gets used across all aspects of life and especially in the investment world. People have a tendency to simplify the gains to be made from investing after the fact. After a 40% drop in stock value everyone can sit there and say it was obvious that the market was heading towards [...]

Last week I wrote about being funemployed and some considerations before pursuing that route. Now I want to discuss a far more sinister issue, the impact to employment insurance.
Whats the beef ?
Unemployment Insurance is a social program established in order to help people who have lost their job and not a means to fund an extended vacation. Now [...]

A few weeks back the grocery chain Loblaws announced it was cutting prices across the board. As a customer I’m ecstatic because I frequent Loblaws for my grocery needs. What a win situation for me. However with every winner there has to be a loser and who could that be? Unfortunately price cuts lead to price wars and the investor [...]

Some of the hot stocks this past year have been McDonald’s and Wal-mart. Both seemed to buck the trend when everyone else was losing money. Generally speaking revenue is an important figure when performing an analysis on a company like Wal-mart or McDonald’s. However when dealing with retailers there is an equally important figure that gives the revenue figure some [...]

Funemeployed is a term that I heard a few months back.  Its based on the simple premise  if you lose your job rather than finding a new one you spend your time doing activities you enjoy.  You take your severance, savings and unemployment benefits and you take a very long weekend off.  People golf, sail, pick their belly button lint [...]

Ah traveling is always a debatable topic amongst the frugal and personal finance enthusiasts. Travel abroad or stay local? Nice hotel or cheap hostel? Eat out or picnic? Pay for entertainment  or look for free alternatives? These are all questions that people try to find the answers to when they travel. Now the key to these answers lies in how [...]

This week I announced my return after the hiatus I took to get married and go on my honeymoon to Hawaii. It had been a while since I posted a net worth update so posted my numbers for both June and July as well as a midyear review.  As my first post back in on the personal finance scene I [...]

Increasing your positive cash flow is one of the most important tenets to accumulating wealth and ultimately achieving financial independence.
What is cash flow?
Cash flow is simply the flow of money coming in and and going out. If you are spending less then then you earn then you are cash flow positive. If you spend more then you earn you then [...]

Due to my little break its been a while since I’ve posted a net worth update. I hadn’t posted an update for June or July so both will be included in this single update. As well I feel its necessary to do a midyear review to get some insight into my progress thus far.
It’s also fitting that I do this [...]