Archives for: February 2009
To Post or Not To Post

I’m sick. Really sick. Thats why I put up the Dilbert post yesterday. I have about 15 posts in the pipe but none of them remotely ready. The question is:
Should I try to post something sub par or just put up a sick sign and give myself some time to recover?
-mfd-

Filed Under: Blogging
In Dilbert We Trust

The creator of Dilbert, Scott Adams, always has a knack for hitting the nail on the head. When the Detroit auto makers went to Washington the first time I became extremely annoyed. Not because they were asking for money but because the fact that they took their jets became a focusing point for the politicians. Then when the big bank [...]

Filed Under: Off Topic
How Important are the CESG Grants to an RESP?

One of my retirement goals is to help my children with their education. My intention has always been to contribute the maximum ($50,000) to their RESP because I don’t want tuition and debt impeding my child’s potential.
I started to look at various ways to optimize my contributions for maximum return in the RESP. After crunching the numbers it became apparent [...]

Filed Under: RESP
My First Carnival Article

My first post to the Carnival of Personal Finance didn’t make the grade with Big Cajun Man over at Canadian Personal Finance Blog. I was fine with that because that lets me see where my articles stand and I need to work harder towards improving.
I submitted “11 Money Saving Renovation Tips” to this weeks Carnival hosted at Broke Grad [...]

Filed Under: Blogging
Bell Be Gone

Well I finally did it. After being a customer for at least 9 years (it’s probably been more than 10) I’ve canceled my ADSL service with Bell. I had been contemplating it for at least 3 years and finally decided to move to Teksavvy last week. Though the service at Teksavvy is cheaper (I save about $10 dollars a [...]

Filed Under: Saving On The Bills
Introducing… CliffsNotes on Personal Finance!

Over the past 2 years I have read several Personal Finance and Investment books. When I think back I recall very little of the wonderful knowledge I had read. I remember plenty broad themes but have forgotten a lot of the specifics. My goal will be to extract these nuggets of wisdom and display them in a condense and easily [...]

A Week in Review: Edition #1

Every day I read in the range of about 50 financial blogs. It’s this community of blogs that helps shape my perspective on finances.  I’ve decided to start linking to some of my favorite posts on a weekly basis.
-mfd-

1 – Blunt Money takes advantage of free will when it comes to spending her Costco rebate.
2 – Canadian Capitalist discusses the [...]

Filed Under: Week In Review
RESPs – Registered Education Savings Plans

What is an RESP?
RESP stands for Registered Education Savings Plan. It is a register account that allows you to contribute funds towards your child’s education. The contributions will grow tax-free.
What are the benefits of an RESP?
1 – All contributions are allowed to grow tax-free over the life of the plan. Taxes will only be paid on the growth portion of [...]

Filed Under: RESP
How We Structured Our Finances And An Ongoing Concern

The recent post on Million Dollar Journey discussing how couples structured their personal finances got me thinking about how we have ours structured. When we were contemplating putting our first bid on a condo we went to a wonderful Greek restaurant to discuss our finances. The first thing we did was calculate a budget. We calculated our fixed [...]

Filed Under: Family Finance
Our Valentines Day

Our valentines was a 2 day event. On Friday I surprised my fiance with the rib recipe posted by Blunt Money as well as a cheese platter. Since I was off on Friday I took on the task of making the 4 hour ribs. I purchased 4 half slabs, all the required spices, and the juices. [...]

Filed Under: Off Topic
11 Money Saving Renovation Tips

With the introduction of the The Home Renovation Tax Credit (HRTC) people will be looking to take advantage and do some upgrades. In August 2008 I completed my own set of renovations for the first time and walked away a bit wiser. Here are 11 things that I learned and will apply to my next renovation:
1: Research everything – I [...]

Filed Under: House