From the monthly archives:

February 2009

To Post or Not To Post

Be The First

by mfd on February 26, 2009

I’m sick. Really sick. Thats why I put up the Dilbert post yesterday. I have about 15 posts in the pipe but none of them remotely ready. The question is:

Should I try to post something sub par or just put up a sick sign and give myself some time to recover?

-mfd-



In Dilbert We Trust

February 25, 2009

The creator of Dilbert, Scott Adams, always has a knack for hitting the nail on the head. When the Detroit auto makers went to Washington the first time I became extremely annoyed. Not because they were asking for money but because the fact that they took their jets became a focusing point for the politicians. [...]

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How Important are the CESG Grants to an RESP?

February 24, 2009

One of my retirement goals is to help my children with their education. My intention has always been to contribute the maximum ($50,000) to their RESP because I don’t want tuition and debt impeding my child’s potential.
I started to look at various ways to optimize my contributions for maximum return in the RESP. After crunching [...]

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My First Carnival Article

February 23, 2009

My first post to the Carnival of Personal Finance didn’t make the grade with Big Cajun Man over at Canadian Personal Finance Blog. I was fine with that because that lets me see where my articles stand and I need to work harder towards improving.
I submitted “11 Money Saving Renovation Tips” to this weeks [...]

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Bell Be Gone

February 23, 2009

Well I finally did it. After being a customer for at least 9 years (it’s probably been more than 10) I’ve canceled my ADSL service with Bell. I had been contemplating it for at least 3 years and finally decided to move to Teksavvy last week. Though the service at Teksavvy is cheaper (I [...]

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Introducing… CliffsNotes on Personal Finance!

February 22, 2009

Over the past 2 years I have read several Personal Finance and Investment books. When I think back I recall very little of the wonderful knowledge I had read. I remember plenty broad themes but have forgotten a lot of the specifics. My goal will be to extract these nuggets of wisdom and display them [...]

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A Week in Review: Edition #1

February 20, 2009

Every day I read in the range of about 50 financial blogs. It’s this community of blogs that helps shape my perspective on finances.  I’ve decided to start linking to some of my favorite posts on a weekly basis.
-mfd-

1 - Blunt Money takes advantage of free will when it comes to spending her Costco rebate.
2 [...]

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RESPs - Registered Education Savings Plans

February 19, 2009

What is an RESP?
RESP stands for Registered Education Savings Plan. It is a register account that allows you to contribute funds towards your child’s education. The contributions will grow tax-free.
What are the benefits of an RESP?
1 - All contributions are allowed to grow tax-free over the life of the plan. Taxes will only be paid [...]

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How We Structured Our Finances And An Ongoing Concern

February 17, 2009

The recent post on Million Dollar Journey discussing how couples structured their personal finances got me thinking about how we have ours structured. When we were contemplating putting our first bid on a condo we went to a wonderful Greek restaurant to discuss our finances. The first thing we did was calculate a [...]

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Our Valentines Day

February 15, 2009

Our valentines was a 2 day event. On Friday I surprised my fiance with the rib recipe posted by Blunt Money as well as a cheese platter. Since I was off on Friday I took on the task of making the 4 hour ribs. I purchased 4 half slabs, all the required [...]

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11 Money Saving Renovation Tips

February 12, 2009

With the introduction of the The Home Renovation Tax Credit (HRTC) people will be looking to take advantage and do some upgrades. In August 2008 I completed my own set of renovations for the first time and walked away a bit wiser. Here are 11 things that I learned and will apply to my next [...]

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